Borrow without
selling your crypto

Use Bitcoin, Ethereum or Stablecoins as collateral. Keep your market exposure and get immediate liquidity.

Apply for Loan How it works

Warning

Cryptocurrencies are very volatile assets. A crypto loan carries a risk of liquidation if the collateral value drops sharply. View risk disclosures →

75% Max LTV (BTC)
4.99% Rate from
48h Approval time

Use Bitcoin, Ethereum or Stablecoins as collateral. Keep your market exposure and get immediate liquidity.

02

Why choose CBC Crypto Loans?

The solution for digital asset holders

Keep your crypto

No forced liquidation. Your assets remain yours.

Approved in 48h

From application to disbursement in less than 48 hours.

100% Secure

95% Cold Storage, multi-signature and Certik audit.

Competitive rates

From 4.99% APR. No hidden fees.

Flexible repayment

Early repayment without penalty. Term 3 to 36 months.

Multi-currency

Funds in CHF, EUR or USD as you choose.

03

Accepted Cryptocurrencies

Conditions tailored to each asset type

Bitcoin (BTC)

Ethereum (ETH)

Stablecoins (USDT/USDC)

Top 50 Altcoins

Cryptocurrency Max LTV APR Rate Risk
Bitcoin (BTC) 75% 5.99% – 7.99% High
Ethereum (ETH) 70% 6.99% – 8.99% High
Stablecoins 80% 4.99% – 5.99% Low
Top 50 Altcoins 50% 7.99% – 11.99% Very High
04

Eligibility Conditions

Age

18 years or older with full legal capacity

Crypto Ownership

Bitcoin, Ethereum or stablecoins held in your own wallet

Minimum Collateral

CHF 10,000 in value, i.e. about 0.1 BTC

Identity Verification

ID document, proof of address and source of funds (KYC/AML)

Residence

Switzerland, France or European Union

Eligibility Conditions
05

4-Step Process

From registration to funds receipt in 48–72 hours

Instant Registration

100% online in less than 2 minutes. Zero KYC.

Collateral Deposit

Transfer your crypto to the secure smart contract.

Instant Approval

Automatic analysis in 5-10 minutes. Zero waiting.

Funds Disbursed

Transfer to your account within 24–48 hours maximum.

Total duration: 48–72 hours from document submission to fund receipt

06

Maximum Security for Your Collateral

Industry best practices to protect your digital assets

Secure Cold Storage

95% of your assets stored offline for maximum protection.

Multi-Signature (3-of-5)

3 out of 5 key approvals required for any transaction.

Certik Audit (Score 98/100)

Smart contracts audited by Certik, the leader in blockchain security.

Full Insurance

Comprehensive coverage in case of theft, hacking or loss of funds.

07

Transparent Pricing

No hidden fees — everything is displayed before signing

Origination fee

1%

One-time fee to process your application

APR interest rate

4.99% – 11.99%

Depends on collateral and market

Early repayment

FREE

No penalties or additional fees

Liquidation fee

5%

Only in case of forced liquidation

08

Quick Example

5 BTC Collateral
CHF 225 000 Estimated value
CHF 168 750 Borrow amount (75%)
5.99% APR Rate

Illustrative example — BTC value varies by market

09

Frequently Asked Questions

Everything about CBC Crypto Loans

What is the maximum amount I can borrow?

Up to CHF 1,000,000 per borrower. Bitcoin: 75% of value. Ethereum: 70%. Stablecoins: 80%. For higher amounts, contact our team.

What happens if my crypto loses value?

Progressive system: at 120% LTV → email alert. Between 105%-120% → margin call (48h to deposit additional collateral). Below 105% → partial automatic liquidation.

Can I get my crypto back?

Yes — after full repayment, your crypto is returned to your wallet. Zero retention, contractually regulated, immutable process.

How long does approval take?

24h file analysis · 12h crypto evaluation · 12h contract signing · 24h fund disbursement. Total: 48–72h maximum.

What are the minimum requirements?

Age: 18+ years. Residence: Switzerland, France or EU. Minimum collateral: 0.1 BTC or equivalent. Complete KYC required.

Ready to unlock your crypto?

100% digital process, fast approval and total transparency. Join hundreds of satisfied users.

100% secure  · Confidential  · No hidden fees