Privacy Policy

Your privacy is our priority

1. Introduction

CB Consulting ("we", "us") is committed to respecting your privacy and protecting your personal data. This policy explains how we collect, use and protect your information.

2. Data Collected

Identification Data
  • Full name
  • Email address
  • Phone number
  • Postal address
Financial Data
  • Estimated income
  • Financial situation (current loans, etc.)
  • Banking information (for transfers)
  • Crypto information (type, amount) - for Crypto Loans
Navigation Data
  • IP address
  • Browser type and device
  • Pages visited and time spent
  • Cookie data (see Cookie section)

3. Purposes of Processing

Your data is used for:

  • Application processing: Analysis of your financing request
  • KYC verification: Legal anti-money laundering compliance
  • Communication: Contacting you regarding your file
  • Contracts: Creation and management of the financing agreement
  • Service improvement: Optimizing our services
  • Legal compliance: Complying with regulatory obligations

4. Legal Basis

Processing is based on:

  • Contract: Execution of the loan contract
  • Legal obligation: Anti-money laundering directives (AML)
  • Legitimate interest: Fraud prevention
  • Consent: Marketing (newsletter) - opt-in

5. Data Sharing

Your data may be shared with:

  • Financial partners: For loan financing
  • Banque de France: FICP/ECF files (legally required)
  • Service providers: Identity verification, notaries, etc.
  • Authorities: Upon request from DGFIP, Police, etc.

❌ NEVER: Sale to advertisers. Your data is not marketed.

6. Cookies and Trackers

Types of Cookies Used
Type Duration Purpose
Essential Cookies Session Website navigation, security
Analytics 13 months Google Analytics (anonymized)
Marketing 2 years Google Ads (if opt-in)

Consent banner: On your first visit, you can accept or decline non-essential cookies.

7. Retention Period

Data Type Duration
Active loan application Contract duration + 5 years
Rejected KYC 6 years (legal obligations)
Navigation data 13 months (analytics)
Marketing (newsletter) 3 years or unsubscribe

8. Your Rights (GDPR)

You have the right to:

  • Access: Obtain a copy of your data
  • Rectification: Correct inaccurate data
  • Erasure: Right to be forgotten (except for legal obligations)
  • Data portability: Receive your data in a common format
  • Objection: Refuse marketing processing

To exercise a right: contact@cbresilleyconsulting.ch

Response time: maximum 15 working days.

9. Data Security

  • ✅ SSL/TLS encryption during transmission
  • ✅ AES-256 encryption at rest
  • ✅ Servers located in the EU (GDPR)
  • ✅ Multi-factor authentication (MFA)
  • ✅ Annual security audit
  • ✅ ISO 27001 compliance

10. International Transfers

Your data is not transferred outside the EU, unless required by law. We respect the adequacy decisions of the European Commission.

11. Contact Data Protection Officer

DPO (Data Protection Officer):

This policy was updated on February 22, 2026.